California Insurance Requirements

State Fund and Self-Insurance Information

State Fund?
Yes
General medical benefit provisions
Full medical benefits with some limitations
Private Insurance Carriers?
Yes
Report an injury/illness claim
Must be in writing
General medical benefit limitations
Chiropractic physical therapy & occup...(show more)
Chiropractic physical therapy & occupational therapy visits limited to 24 per specialty. Insurer may authorize additional visits. (show less)
Self-insurance - Individual Employers?
Yes
State has a Medical Fee Schedule?
Yes
Self-insurance - Groups of Employers/Pools?
Yes
Basis of the state WC medical fee schedule
Relative Value Scale

Insurance Requirements for Workers' Compensation

Injured worker claim form?
Yes
Basic fee schedule reimbursement provisions
MRA
Insurance Compulsory or Elective?
Compulsory
Injured worker claim form for death benefits?
Yes
Workers' compensation medical E-Bill Requirements?
Yes
Penalties/fines/assessments for not carrying workers' compensation insurance?
Yes
Class of penalty/offense/crime is applicable for not having insurance
Misdemeanor with possible imprisonmen...(show more)
Misdemeanor with possible imprisonment and possible Stop Work Order (show less)
Waivers Permitted?
Yes
Form for injured worker to reject terms of workers' compensation?
Not Applicable
Numerical Exemptions?
No
Form for injured worker to revoke prior rejection workers' compensation?
Not Applicable
Exemptions for Private Employers?
Yes
Exemptions for Public Entities?
Yes
Special Coverage Provisions?
Yes

Coverage for Agricultural and Domestic Workers

Injured worker assistance on the Web or a State Hotline Ombudsman?
Yes
Required for Agricultural workers?
Mandatory
Exceptions for Agricultural Employees?
No
Home page on State Web site for the Injured Worker?
Yes
Required for Domestic workers?
Yes
State FAQ Sheet for Injured Worker?
Yes
Coverage for Domestic Workers voluntary?
No
State explanation of claim process available for Injured Worker?
Yes
Can Domestic Workers be specifically excluded?
No
Coverage for Agric/Domestic workers the same as for other employees?
Yes

Misc. State Insurance Information

Drug Free Workplace and/or Testing Policies?
Yes
Special provisions for providing workers' comp to volunteer firefighters?
Yes
Special provisions for death benefits for volunteer firefighters?
Yes

Coverage for Minors

Minors covered by workers' compensation insurance?
Yes